Falling trees can cause serious damage to vehicles. For drivers in Pembroke Pines, figuring out who is responsible for the damage can be tricky. Is it your neighbor’s fault? Does your insurance cover it? Here’s what you need to know.
When Is Your Neighbor Responsible?
If a tree from your neighbor’s yard falls on your car, the situation depends on the tree’s condition. Healthy trees that fall during storms are not your neighbor’s responsibility. However, if the tree was dead or poorly maintained, your neighbor may be liable. Their homeowner’s insurance could cover the damage.
Does Auto Insurance Cover Tree Damage?
Auto insurance can help, but only if you have comprehensive coverage. This type of policy covers non-collision events like falling trees, hail, and other weather-related damage. At H&H Insurance Agency Inc., we help Pembroke Pines drivers find policies that include this protection.
Steps to Take After Tree Damage
- Take photos of the damage right away.
- File a claim with your insurance provider.
- Speak with your neighbor if their tree caused the damage. Their homeowner’s insurance may apply.
Florida’s weather can be unpredictable, but the right auto insurance can help you recover from falling tree damage. At H&H Insurance Agency Inc., we’re here to help Pembroke Pines drivers find the coverage they need. Contact us today to learn more about protecting your vehicle.
